1. Acceptance of Terms, Agreement. Please read these Terms and Conditions carefully before accessing or using the PACTS, Inc. Web Site (the "Site"). By using the Site, you agree to be bound by all of the terms and conditions stated herein. If you do not wish to be bound by these terms and conditions, you may not access or use the Site. PACTS, Inc. may revise these terms and conditions at any time without notice and such modifications shall be deemed effective immediately upon posting of the modified terms and conditions, as the case may be. You agree to review the terms and conditions periodically to be aware of such modifications and your continued access or use of the Site shall be deemed conclusive acceptance by you of the modified terms and conditions, as the case may be. If any changes or modifications to the terms and conditions are unacceptable to you, you may terminate your use of the Site.

2. PACTS, Inc. Privacy Policy. Information that we collect about you will be kept confidential.

3. No Resale. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Site, use of the Site or access to the Site.

4. Modifications to Site. PACTS, Inc. reserves the right at any time to modify or discontinue, temporarily or permanently, the Site (or any part thereof) with or without notice. You agree that PACTS, Inc. shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site.

5. Relationships with Advertisers and Other Marketing Persons or Entities. You understand that, to the extent that you have correspondence or business dealings or that you participate in the promotions of ("Marketing Dealings") advertisers or other marketing persons or entities found on or through the Site, such Marketing Dealings, including payment and delivery of the related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser or marketing persons or entity. You agree that PACTS, Inc. shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or marketing persons or entities on the Site.

6. PACTS, Inc.'s Proprietary Rights. You acknowledge and agree that the Site contains proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Site or advertisers is protected by copyright, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by PACTS, Inc. or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Site, in whole or in part.

7. Disclaimer Of Warranties. You expressly understand and agree that, except to the extent that your jurisdiction otherwise prohibits such limitations:

a. Your use of the Site is at your sole risk. The SITE is provided on an "AS IS" and "AS AVAILABLE" basis. PACTS, Inc. expressly disclaims all warranties of any kind, whether expressed or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

b. PACTS, Inc. makes no warranty that (i) the Site will meet your requirements; (ii) the Site will be uninterrupted, timely, secure or error-free; (iii) the quality of any products, services, information or other material purchased or obtained by you through the Site will meet your expectations; and (iii) any errors in the Site will be corrected.

c. Any material that you download or otherwise obtain through the use of the Site is done so at your own discretion and risk. PACTS, Inc. assumes no liability with respect to such material and you are and will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

d. No advice or information, whether oral or written, obtained from PACTS, Inc. or through or from the site shall create any warranty not expressly stated in these terms and conditions.

8. Limitation Of Liability. You expressly understand and agree that, except to the extent that your jurisdiction otherwise prohibits such limitations, PACTS, Inc. shall have no liability for direct, indirect, incidental, special consequential or exemplary damages of any kind, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses (even if PACTS, Inc. has been notified of the possibility of such damages), resulting from (i) use of or inability to use the Site; (ii) the cost or procuring substitute goods or services for any goods, data, information or services purchased or obtained or any messages received or any transactions entered into through or from the Site; (iii) any unauthorized access to or alteration of your data transmissions or contents; (iv) statements or conduct of any thrid party on the Site; or (v) any other matter relating to the Site.

9. Notice. Notices to you may be made via email messages from PACTS, Inc. or regular mail.

10. Trademark Information. You acknowledge and agree that the PACTS, Inc. and other PACTS, Inc. logos, products and service names are trademarks of PACTS, Inc. ("PACTS, Inc. Marks") and you agree that you will not display or use the PACTS, Inc. Marks in any manner, without the express written permission of PACTS, Inc..

11. Copyrights and Copyright Agents. If you believe that the Site contain material that constitutes an infringement of your copyright in any work, please provide the following information to our web site manager:

a. a description of the copyrighted work that you claim is infringed;

b. a description of where, in the Site, you claim that the copyright is infringed;

c. a statement by that that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law;

d. your address, telephone number and email address;

e. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

f. a statement by you, made under penalty of perjury, that the above information is accurate and that you are the copyright owner or are authorized to act on behalf of the copyright owner.

The PACTS, Inc. web site manager can be reached at webmaster@pactsinc.com.

12. General Information.

a. The relationship between PACTS, Inc. and you shall be governed by the laws of the State of Washington without regard to conflict of laws provisions and you agree to submit to the personal and exclusive jurisdiction of the courts located within the State of Washington.

b. You also agree that, regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of the Site must be filed within one (1) year after such claim or cause of action arose or be forever barred.

13. Return Policy. There will be a 20% restocking fee assessed for all non-defective returns. Returns considered to be defective can only be exchanged for identical product(s). Please enclose a copy of invoice when making a return.